Progress Update: 10/03/16
Our plans for helping children retire well, at the lowest possible cost have improved. We have resolved most of our start-up and reserve funding concerns and are working toward a public launch in 2017.
You can still start an account with cash and add to it anytime, but now, Freedom-21 Retirement Loans eliminate risk to borrowers and lenders. F-21 jump-starts your child’s well-funded retirement by making affordable low-interest retirement loans available to all.
Freedom-21 is designed for young children, even babies, who can benefit the most, at the lowest possible cost, due to the long investment growth period they have before retirement. These plans are designed to be fully paid for within 21 years, giving your children a lifetime of securely knowing that their Retirement will be ready when they are. Freedom-21 transforms Social Security and employer assisted retirement plans from dreaded uncertainties to welcome bonuses. Very long term income averaging also eliminates the risk that a market downturn near retirement can damage or delay great retirements.
Freedom-21 plans start at as little as $10 per month. That’s less than 35 cents per day. This “spare change” is enough to pay your child over $1,000 per month during retirement, and, to provide a generous Personal Reserve that can be used as an Estate Benefit or for any of life’s challenges and opportunities.
We work with great, community-minded, lenders to secure low-interest loans that enable children to have a lifetime of high-interest earnings. An F-21 loan improves your financial record with A1 performance and zero risk to you or your lender(s). Your Personal Reserves plus Performance Reserves from Family Freedom Fund and our sponsors, ensure that payments and earnings are always on time.
We mentioned that you can start with as little as $10 per month… Yes, you can, and should, but we recommend more, if possible, because in the 60 or more years before your children retire, inflation could reduce the buying power of $1,000 to a fraction of what it is today. The key is to start now, with as much as possible, while time and historically low-interest rates are on your side.
You might also consider that your children have grandparents, Godparents, aunts, uncles, and others who might want to help with an F-21 Loan or one time deposit that can make a big difference for your child’s retirement. We recommend $20 to $50 monthly for parents and $10 to $30 monthly add-ons for other supporters.